Seeking a loan for the purchase of a real estate needs an expertise and a lot of documentation. Family&Flats has partnered with leading financial institutions, including private and public sector banks, NBFCs, and DSAs to offer mortgage services to the buyers for a smooth and hassle free paper work.
Mortgage services play a crucial role in facilitating access to homeownership and real estate investment by providing individuals and businesses with the necessary financing and support throughout the mortgage process. This process majorly involves a lot of documentation and co-ordination.
It also involves verification of documents while purchasing or selling a Property. We have expertise in this process and can help home buyers make their decisions in an informed manner. We play an important role in documentation of the property that is required for the process of loan approval.
Loan origination involves a number of steps starting from loan application and checking credit worthiness of the buyer, checking title of the property and then process the loan disbursement. These processes are inter linked and inter dependent and we have our people in place to guide you at every step.
By partnering with Family&Flats, we ensure that we refer you to the best banking partner or the Direct Selling Agent (DSA) so that you get the best deal. However, it seems that all lenders are same and offer same rate of interest, but being partners with the lending institutions, we offer best of the deals.
We provide recommendations of the trusted Direct Selling Agents (DSAs) to offer our clients mortgage-related services to help our clients navigate the financing aspect of buying or selling property. While we are not lenders but we play a crucial role mortgage solutions
We encourage our buyers to get pre-approved or pre-sanction for a mortgage before starting their home search. It reaffirm and and strengthens our buyer's offers as we have a clear visibility of the entire flow of the payments.
Determining the current market value based upon comparative market study is very important aspect of the loan financing process. As securing a loan is directly linked with the market value of the property, it becomes critical to understand the total financing potential of the property
Lending institution often visit a property two to three times during the entire process till disbursement. Since there is a lot of co-ordination required from seller, buyer, and banker's side, we offer this smooth and hassle free visits on the property.
Disbursement is a last and final stage where all the parties meet at a common platform for the final time and we ensure that at this stage everything is lined up and goes smooth and well planned. At this stage the entire handing over documentation is handled by us.
After disbursement, the banker takes the title documents in its custody. We remain in constant touch with the banker till the documents are submitted in the bank and the buyers are satisfied. The post disbursal services offered by us, closes the lending process complete.